US Auto Lease Volume Growing Rapidly as Consumers Return to Dealers’ Lots

ATLANTA and NEW YORK, April 20, 2012 /PRNewswire via COMTEX/ –
New separate auto loan and lease data from CreditForecast.com, a leading provider of consumer credit data and forecasts, shows that most consumers looking to buy a new vehicle are still financing their purchases with loans rather than leases, but the volume of leases is expanding rapidly and expected to grow approximately 50% by the end of 2017.

Total U.S. auto lease balances increased 9.0% in March compared with a year ago, more than twice the increase in auto loan balances which grew by 4.2% over the same period. Lease balances originated by auto finance companies in particular rose 11% in March versus a year ago. CreditForecast.com forecasts auto lease balances to grow at an 8% average annual rate through the end of 2017, while auto loan balances are expected to grow between 2% and 3% annually over the same period.

“Auto finance companies have ramped up the number of leases they are providing to well-qualified borrowers with higher credit scores,” said Amy Crews-Cutts, SVP and Chief Economist of Equifax. “Leases are growing in popularity in California, Florida and the Northeastern part of the country,”

“Growth in originations by auto finance companies will drive further expansion in lease balances over the next five years. Auto finance companies, who issue the large majority of auto leases, are more sensitive to the growth of the U.S. economy, and as the economy grows, they are likely to grow their auto lending originations faster than banks will,” said Dr. Cristian de Ritis, Director of Consumer Credit Economics at Moody’s Analytics.

“CreditForecast.com now provides a unique capability to quantitatively and qualitatively analyze the unique dynamics of these markets. The new data helps auto lenders and investors to more accurately evaluate, model and benchmark their portfolios and credit strategies, to account for the impact of current and expected local economic conditions,” de Ritis added.

Lease financing represents approximately 10% of U.S. auto lending provided by finance companies, who originate just over half of all U.S. auto credit. Financing from banks and credit unions comprise the remaining portion of U.S. auto lending.

These forecasts were made available through Equifax and Moody’s Analytics’ enhanced CreditForecast.com economic service. The service now offers separate detailed data and forecasts of auto loans and leases covering volume, credit conditions, and performance for auto lending by banks and finance companies. This new dimension further increases the depth of information in CreditForecast.com, a joint service providing detailed data, forecasts and analysis covering all forms of US consumer credit.

About CreditForecast.com

CreditForecast.com is a single source of actionable consumer credit and economic data for lenders, financial institutions and others who need to analyze the relationship between economic and consumer credit trends. Lenders use CreditForecast.com to adjust their lending strategies to mitigate risk and to help comply with regulatory requirements such as Basel III. The service also helps drive marketing decisions, identify new market opportunities and segment, and address borrower needs. To learn more, visit
www.CreditForecast.com .

About Moody’s Analytics

Moody’s Analytics helps capital markets and risk management professionals worldwide respond to an evolving marketplace with confidence. The company offers unique tools and best practices for measuring and managing risk through expertise and experience in credit analysis, economic research and financial risk management. By providing leading-edge software, advisory services and research, including the proprietary analysis of Moody’s Investors Service, Moody’s Analytics integrates and customizes its offerings to address specific business challenges. Moody’s Analytics is a subsidiary of Moody’s Corporation

/quotes/zigman/267181/quotes/nls/mco MCO
-1.19%

, which reported revenue of $2.3 billion in 2011, employs approximately 6,100 people worldwide and maintains a presence in 28 countries. Further information is available at
www.moodysanalytics.com .

About Equifax Inc.

Equifax is a global leader in consumer and commercial information solutions, providing businesses of all sizes and consumers with information they can trust. We organize and assimilate data on more than 500 million consumers and 81 million businesses worldwide, and use advanced analytics and proprietary technology to create and deliver customized insights that enrich both the performance of businesses and the lives of consumers.

Headquartered in Atlanta, Equifax operates or has investments in 17 countries and is a member of Standard & Poor’s (S&P) 500® Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. For more information, please visit
www.equifax.com .

SOURCE Equifax

Copyright (C) 2012 PR Newswire. All rights reserved

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Moody's Corp.

US

: U.S.: NYSE

$
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P/E Ratio15.05
Dividend Yield1.64%

Market Cap$8.87 billion
Rev. per Employee$385,311

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Student loans surpass auto, credit card debt

Posted at 10:54 AM ET, 03/06/2012

TheWashingtonPost

Student loans surpass auto, credit card debt
By Daniel de Vise

Americans owe more on their student loans
than on their credit cards or car loans, according to a new report from the Federal Reserve Bank of New York.

President Obama moves to ease student loan burdens at a 2011 speech in Denver. (AP)Student loan debt stands at $870 billion nationally, surpassing the nation’s outstanding balance on auto loans ($730 billion) and credit cards ($693 billion), according to Grading Student Loans, which is not a formal report so much as a scholarly blog post published by the economists at the New York Fed.

It comes at a time of heightened awareness of the student debt crunch. Last fall, President Obama took executive action to cap monthly loan payments at 10 percent of discretionary income, down from 15 percent previously. Obama has challenged colleges to help students manage their debt by keeping costs down.

One-third of the national student-loan balance is held by people ages 30 to 39, and another third by people older than that, signifying that only a small share of college graduates manage to retire their loan debt while still in their 20s.

I will present the report’s other key findings in bullet form, to make for easy reading:

• Student loan debt is rising at a time when other debt is flat or even declining. From the second to the third quarter of 2011, the nation’s loan balance grew 2.1 percent, from $852 billion to $870 billion.

• Fifteen percent of all Americans with enough of an economic pulse to have credit reports have outstanding student-loan debt. Two-fifths of people under 30 have loan debt, and 25 percent of those between 30 and 39.

• $85 billion in student loan debt is “past due,” and of that total, three-quarters is owed by people over 30. More than five million borrowers have past-due student loans.

By Daniel de Vise
 | 
10:54 AM ET, 03/06/2012

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Americans Owe Less on Their Credit Cards

ATLANTA, Feb. 21, 2012 /PRNewswire via COMTEX/ –
Equifax

/quotes/zigman/226102/quotes/nls/efx EFX
-0.57%

reported today that nearly 60 of the top 100 metropolitan statistical areas (MSAs) hardest hit by credit card debt realized double-digit declines in the percentage of income owed to credit card companies–nearly 24 percent in some areas*.

The cities with the most sizable reductions are clustered in four states across the country: Florida, Louisiana, Washington and California. Florida tops the list as the state with the most cities–five– realizing the largest declines.

“It is interesting that MSAs from some of the states hardest hit by the recession showed some of the biggest reductions in credit card debt,” said Trey Loughran, President of Equifax’s Personal Solutions business. “This suggests that consumers from these hardest hit areas have been especially cautious in their spending and diligent in paying down their credit card debt.”

Comparing percentage of income owed to credit card companies between Q4 2010 and Q4 2011, the following MSAs realized the largest year-over-year declines for the country.

FL: Port St. Lucie – 23.59%

FL: Ocala, FL – 20.97%

WA: Bremerton-Silverdale – 20.62%

LA: Shreveport-Bossier City – 20.10%

CA: Bakersfield-Delano – 19.05%

FL: Northport-Bradenton-Sarasota – 18.44%

FL: Tampa-St. Petersburg-Clearwater – 18.43%

FL: Lakeland-Winter Haven – 18.32%

CA: Salinas, CA – 17.85%

The reduction in U.S. consumer credit card debt began a steady decline in the fourth quarter of 2010 that continued through the end of 2011, as consumers remained cautious of their spending and focused on deleveraging debt. Consumers owed up to 17 percent of their income to credit card companies in 2010, according to Equifax’s analysis.

Equifax reports that while total consumer debt (mortgage, auto, credit card, etc.) has declined nearly 11 percent from its peak of $12.4 trillion in October of 2008, American households still owe more than $800 billion in debt to credit card companies alone – irrespective of other debts such as mortgages or student loans**.

Following is the list of the MSAs with the most sizable changes in the percentage of income owed to credit card companies, comparing year-over-year fourth quarter data:

Top MSAs: Percentage Decline in Credit Card Debt (Percent of YOY % Reduction
Income Owed to Credit Card Companies): Q4 2010 to Q4 2011 (Q4 2010 to 2011):
Percent of Income
Owed to Credit
Card Companies
MPSL Port St. Lucie, FL Metropolitan Statistical Area -23.59%
MOCA Ocala, FL Metropolitan Statistical Area -20.97%
MBRE Bremerton-Silverdale, WA Metropolitan Statistical Area -20.62%
MSHR Shreveport-Bossier City, LA Metropolitan Statistical Area -20.10%
MBAK Bakersfield-Delano, CA Metropolitan Statistical Area -19.05%
MNPT North Port-Bradenton-Sarasota, FL Metropolitan Statistical Area -18.44%
MTAM Tampa-St. Petersburg-Clearwater, FL Metropolitan Statistical Area -18.43%
MLAE Lakeland-Winter Haven, FL Metropolitan Statistical Area -18.32%
MSAL Salinas, CA Metropolitan Statistical Area -17.85%
MFRE Fresno, CA Metropolitan Statistical Area -17.79%
MLAS Las Vegas-Paradise, NV Metropolitan Statistical Area -17.73%
MWOR Worcester, MA Metropolitan Statistical Area -17.27%
MLAA Lafayette, LA Metropolitan Statistical Area -16.59%
MORL Orlando-Kissimmee-Sanford, FL Metropolitan Statistical Area -16.43%
MCAN Canton-Massillon, OH Metropolitan Statistical Area -16.22%
MDEL Deltona-Daytona Beach-Ormond Beach, FL Metropolitan Statistical Area -16.19%
MREN Reno-Sparks, NV Metropolitan Statistical Area -16.06%
MBOI Boise City-Nampa, ID Metropolitan Statistical Area -16.06%
MMOD Modesto, CA Metropolitan Statistical Area -15.86%
MTUL Tulsa, OK Metropolitan Statistical Area -15.69%
MNEH New Haven-Milford, CT Metropolitan Statistical Area -15.59%
MSTO Stockton, CA Metropolitan Statistical Area -15.33%
MSAA Santa Rosa-Petaluma, CA Metropolitan Statistical Area -15.19%
MYOU Youngstown-Warren-Boardman, OH-PA Metropolitan Statistical Area -15.18%
MMNC Manchester-Nashua, NH Metropolitan Statistical Area -15.18%
MJAC Jacksonville, FL Metropolitan Statistical Area -15.10%
MPEN Pensacola-Ferry Pass-Brent, FL Metropolitan Statistical Area -15.05%
MYAK Yakima, WA Metropolitan Statistical Area -14.85%
MBAT Baton Rouge, LA Metropolitan Statistical Area -14.69%
MVAL Vallejo-Fairfield, CA Metropolitan Statistical Area -14.63%
MTOL Toledo, OH Metropolitan Statistical Area -14.63%
MHAR Hartford-West Hartford-East Hartford, CT Metropolitan Statistical Area -14.27%
MPHO Phoenix-Mesa-Glendale, AZ Metropolitan Statistical Area -14.26%
MHUT Huntington-Ashland, WV-KY-OH Metropolitan Statistical Area -14.24%
MPAL Palm Bay-Melbourne-Titusville, FL Metropolitan Statistical Area -14.11%
MAKR Akron, OH Metropolitan Statistical Area -14.10%
MATA Atlantic City-Hammonton, NJ Metropolitan Statistical Area -13.17%
MRIV Riverside-San Bernardino-Ontario, CA Metropolitan Statistical Area -12.95%
MCHW Charleston, WV Metropolitan Statistical Area -12.93%
MDAY Dayton, OH Metropolitan Statistical Area -12.26%
MCIN Cincinnati-Middletown, OH-KY-IN Metropolitan Statistical Area -12.23%
MNOW Norwich-New London, CT Metropolitan Statistical Area -12.20%
MOKL Oklahoma City, OK Metropolitan Statistical Area -12.11%
MSAT Santa Barbara-Santa Maria-Goleta, CA Metropolitan Statistical Area -12.09%
MCCF Cape Coral-Fort Myers, FL Metropolitan Statistical Area -11.84%
MCLE Cleveland-Elyria-Mentor, OH Metropolitan Statistical Area -11.80%
MALB Albuquerque, NM Metropolitan Statistical Area -11.79%
MGAI Gainesville, FL Metropolitan Statistical Area -11.37%
MLEX Lexington-Fayette, KY Metropolitan Statistical Area -11.27%
MTAL Tallahassee, FL Metropolitan Statistical Area -11.23%
MLOU Louisville-Jefferson County, KY-IN Metropolitan Statistical Area -11.20%
MNEO New Orleans-Metairie-Kenner, LA Metropolitan Statistical Area -11.15%
MWIS Winston-Salem, NC Metropolitan Statistical Area -11.13%
MDAV Davenport-Moline-Rock Island, IA-IL Metropolitan Statistical Area -10.92%
MPOT Portland-Vancouver-Hillsboro, OR-WA Metropolitan Statistical Area -10.56%
MBRP Bridgeport-Stamford-Norwalk, CT Metropolitan Statistical Area -10.52%
MSPI Springfield, MA Metropolitan Statistical Area -10.47%
MFOR Fort Smith, AR-OK Metropolitan Statistical Area -10.20%
MSYR Syracuse, NY Metropolitan Statistical Area -10.01%

About Equifax

Equifax Personal Solutions empowers consumers with the confidence and control to be their financial best. Find out more about Equifax’s innovative suite of credit monitoring and identity theft products designed to enable consumers to maximize their financial well-being at
www.equifax.com . Get smart information on everything from credit to retirement, all in one place at the Equifax Finance Blog, blog.equifax.com.

Equifax is a global leader in consumer, commercial and workforce information solutions, providing businesses of all sizes and consumers with information they can trust. We organize and assimilate data on more than 500 million consumers and 81 million businesses worldwide, and use advanced analytics and proprietary technology to create and deliver customized insights that enrich both the performance of businesses and the lives of consumers.

Headquartered in Atlanta, Equifax operates or has investments in 17 countries and is a member of Standard & Poor’s (S&P) 500® Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. For more information, please visit
www.equifax.com .

*The Equifax National Credit Trends Report is the source of the research highlighted above. Distributed to customers, this monthly report provides aggregated credit trend data for bankcard, consumer finance/retail, auto finance, auto bank, home equity revolving and first mortgage loans, among other metrics.

For this research, Equifax analyzed quarterly anonymized data on consumers with more than one tradeline (installment loan or revolving account) on their credit file. The information is sourced from a sample of the Equifax credit database and applied to predict trends across the overall population.

For more than a decade, Equifax Analytical Services has provided analytic solutions to businesses. Using a wide range of statistical techniques, our consultants design, develop and implement custom analysis and credit scores and generic analytical models for target marketing and portfolio management programs. With Equifax Analytical Services, customers can gain access to economic, demographic and general credit trend data through creditforecast.com, a forecasting tool built by Equifax and Moody’s Analytics.

**Statistical reference based on consumer credit data from the Federal Reserve Board’s G.19 release which can be found at
http://www.federalreserve.gov/releases/g19/current .

SOURCE Equifax

Copyright (C) 2012 PR Newswire. All rights reserved

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Equifax Inc.

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Getting auto credit online is typical since you can secure low interest percentage plans.

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Taylor Auto Credit
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Award by the Texas Independent Automobile Dealers Association
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How a fugitive’s trail of alleged crimes went through Valley Center

Starting around 1996, Daniel Urive Perez left a trail of trouble that began in Texas.

His trail stretched to North Dakota, South Dakota, the Kansas City area, rural Valley Center, Tennessee and, finally, Wichita, according to records and interviews. He is being held in the Sedgwick County Jail under a $2.1 million bond after being charged earlier this month with first-degree murder; multiple sex crimes, including crimes against children; multiple counts of aggravated assault involving a rifle; criminal threat; and filing false information in applications for auto credit and life insurance. The alleged crimes occurred in Sedgwick County between 2002 and 2010, the charges say.

Along the way, Perez #x2013; a fugitive from Texas who fled around 1997 before he could be sentenced for indecency with a child #x2013; collected an entourage. Some of them moved from state to state with him. They lived what seemed to be communal existences, financed in part by large life insurance payouts from associates or relatives who died in accidents, court documents say. About a dozen people associated with Perez or his group have died.

And along the way, Perez drew suspicion: from relatives of his associates, from neighbors and acquaintances, and, finally, from the FBI and the Sedgwick County Sheriff#x2019;s Office.

North Dakota connection

In 1996 or 1997, in a small North Dakota town, Lionel Lemier Sr. met Perez, and Lemier didn#x2019;t like what he saw.

One day Lemier#x2019;s daughter, about 15 at the time, brought a man to meet her father and introduced him as Danny Perez. Lemier recalls that as the two men sat across a table from each other, it was clear that Perez was too old to be dating his daughter. Perez, now 52, would have been in his late 30s at the time, more than 20 years older than Lemier#x2019;s daughter. Lemier, who also suspected that Perez was an illegal immigrant, reported Perez to the Border Patrol.

Perez was put in a local jail, and for years, Lemier thought Perez had been deported.

Around 2010, Lemier got a call from the FBI, saying investigators were checking into Perez#x2019;s background.

Just recently, Lemier said, he learned that after his daughter went away to South Dakota when she was 15 or 16, she ended up with Perez, moving from one state to another. The Eagle is not naming her because, according to some allegations, she was a victim of Perez.

Texas connection

In January 1997, a grand jury in Bee County, Texas, indicted Perez, accusing him of multiple sex crimes in 1996 with two girls under 17, court documents say.

When he was arrested, his Bee County jail information sheet said he was white/Hispanic, 5 feet 6 inches, 135 pounds, with medium skin tone, short black hair and brown eyes and that his last known address was in Beeville, Texas. Years later, he had long black hair and told people he was a Native American. Over the years, he gained 25 pounds.

According to a March 1997 plea agreement in Texas, Perez pleaded no contest to second-degree indecency with a child #x2013; sexual contact and was facing three years of community supervision. But, according to court documents, he fled before sentencing.

By August 2002, Texas authorities became convinced that the fugitive Perez was dead, a Texas court document says.

South Dakota connection

By late 1999, Lemier#x2019;s daughter, the teen who had left North Dakota around 1996 or 1997, was living in Black Hawk, SD, records indicate. Perez also was living in Black Hawk, according to an obituary for a 38-year-old woman who died with two others in February 2001 in a South Dakota plane crash. The twin-engine Beechcraft crashed in a pasture during bad weather, a newspaper article said. #x201C;Lou Castro#x201D; #x2013; an alias Perez often used #x2013; was listed in the obituary as a brother of the woman who died.

Years later, Perez would tell people that he received a lot of money as a result of relatives dying in a plane crash.

The obituary said the woman had sisters living in the Kansas City, Mo., suburb of Lee#x2019;s Summit.

Kansas City connection

By 2001, the lives of three women were intersecting, and within a few years, two of the three would be dead.

One of Perez#x2019;s associates #x2013; Lemier#x2019;s daughter #x2013; and another woman, real estate broker Jennifer Hutson, were living in Lee#x2019;s Summit, records show. By late 2001, Hutson and Lemier#x2019;s daughter were living next door to each other in the 7700 block of West Cornelison in Wichita.

At some point, Perez introduced Lemier#x2019;s daughter to Patricia Hughes, and the women became friends, a court document says. Hughes received $700,000 from a life insurance policy of the woman who died in the plane crash. Hughes and Lemier#x2019;s daughter used the money to buy a house in Kansas City, Mo. The sale of that house led to the purchase of a house in a rural tract in the 9500 block of North Oliver, which has a Valley Center mailing address.

Valley Center connection

Eventually, the three women were living in houses at the Valley Center compound on North Oliver, north of Kechi.

In June 2003, Hughes, 26, died in a swimming pool on the property. According to news accounts at the time, Hughes had died trying to rescue her 2-year-old daughter from the pool, and an 11-year-old neighbor saved the toddler. Authorities classified the death as an accidental drowning.

Three months later, the Kechi police chief introduced Perez, known then as Lou Castro, at a Kechi City Council meeting. Castro was donating about $19,000 to help buy and equip an additional police vehicle for the small town. Castro asked for one thing: that a sticker be put on the vehicle in memory of Patricia Lynn Hughes.

A 2003 article about the donation in the Ark Valley News said that members of Hughes#x2019; estate considered themselves to be part of the Kechi community. The article quoted Castro: #x201C;We looked at different things that we could do to benefit the community. We want you to try to get a more suitable vehicle to get where you need to go.#x201D;

It was the ultimate irony: a fugitive publicly going to police, saying he wanted to help them and that he wanted to honor the memory of a woman he would be accused of murdering. Earlier this month, Perez made his first court appearance on a first-degree murder charge in Hughes#x2019; death.

A life insurance company paid Patricia Hughes#x2019; husband, Brian, $1.2 million, and he put most of the money in an account controlled by Hutson and Lemier#x2019;s daughter, court documents say. By the summer of 2005, much of the money was gone. Lemier#x2019;s daughter was living with Brian Hughes at the Valley Center compound.

In July 2005, Brian Hughes executed a transfer of death deed that would split the interest in one of the North Oliver houses between Hutson and Lemier#x2019;s daughter if something happened to him. He was dead less than a year later.

Meanwhile, to neighbors and others, the North Oliver properties seemed like a compound, with people living together in their own mini-community. They shared finances. They drove vehicles with common vanity plates: Angel 1, Angel 2, Angel 3. The place became known as Angel#x2019;s Landing.

John Goyette was a private contractor hired to do a bank inspection for a new, 3,400-square-foot house built on the property in 2005. He met the man known as Lou Castro, and Goyette remembers telling Castro something like, #x201C;This is quite a compound you have here.#x201D;

A long driveway led back to the new house, where Perez, alias Castro, lived. With the new house, a total of three houses sat on adjacent lots. Hutson lived in one; the third house was the Hughes home. A fourth building sat in the middle of the three homes and held a large enclosed pool, a well-equipped game room and a garage where Perez tinkered with his expensive remote-control planes. He also had motorcycles and drove expensive cars, including at least one Corvette and a Cadillac Escalade.

Perez told Goyette that he had received a large sum as a result of a plane crash that killed some of his relatives and that the money was being invested in the property. Perez took him on a tour and said that all of the residents at the adjacent homes belonged to the same group.

Goyette noticed three young women at the property. They looked like teens to him. One held an infant.

Over the years, word spread about parties at Angel#x2019;s Landing. At Simon Retail Liquor in nearby Park City, the staff saw younger women come in and buy $300 to $400 worth of liquor at a time for weekend parties at Angel#x2019;s Landing. Once, one of the young women coming in for liquor was turned away because she was underage, store manager Susan Lehr says.

In March 2006, in Rapid City, SD, Brian Hughes died in an accident while working on a vehicle. As a result of his death, Lemier#x2019;s daughter received $500,000 in life insurance and an accidental death benefit, documents say.

Brian Hughes had nominated Hutson, the real estate broker who lived in one of the three houses on North Oliver, to be guardian of his young daughter.

After losing her two parents, the girl lost a third person in her life: In September 2008, Hutson, who had been caring for the girl, died after her vehicle ran into a dump truck loaded with gravel on SW 70th Street, near the Wagon Wheel addition, in Butler County. Authorities determined that Hutson#x2019;s white Tahoe crossed the center line and ran head-on into the truck.

On Friday, Butler County Sheriff Kelly Herzet said that he has reviewed Hutson#x2019;s death #x2013; in response to the Perez case unfolding #x2013; and still considers it an accident based on available evidence.

Beginning of the end

By 2008, Perez#x2019;s days of evading detection were numbered.

In early November 2008, a US Treasury Department task force officer and a Sedgwick County sheriff#x2019;s detective filed a federal criminal complaint alleging that a man using the alias of Lou Castro had used someone else#x2019;s Social Security number. The detective met with Castro and his wife at one of the North Oliver houses. The man identified himself as Lou Castro and said he was born in 1975, federal court documents say. Perez was actually born 16 years earlier.

In January 2010, investigators including an FBI agent learned that the couple had moved from Valley Center to Columbia, Tenn., near Nashville. Perez was living in a high-dollar neighborhood, in a sprawling plantation-style house on a hill at the end of a meandering driveway. The FBI interviewed Perez.

He was living in the impressive house with Lemier#x2019;s daughter and others. About the same time, law enforcement came upon information that Patricia Hughes#x2019; death was not an accidental drowning but a homicide. Perez was formally charged with murder on Jan. 19.

All those years in Valley Center, the fugitive hid in plain sight.

His trail finally ended, about 15 years after he fled Texas and about 15 years after he drew suspicion as he sat across from a teenager#x2019;s father.

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Greece’s Rich Pawn Luxuries To Ride Out Crisis

On the outskirts of Athens there is a company that trades in the unhappiness of others.

A dusty Ferrari sits abandoned in a garage, while the forecourt of Auto-Credit is packed with other luxury cars incompatible with this age of austerity.

This is where the wealthy come to pawn their supercars in order to ride out the recession.

Ten owners a day hand over their keys for a three-month contract and a handful of euros.

Increasingly, many of those struggling in the crisis cant afford to get their cars back, so the business has expanded into neighbouring lots.

Theres even a secret location where company founder Christos Ioannou is now storing luxury yachts, which owners can no longer afford to run.

Of course, they are emotional when they come here, he told Sky News.

Its their car, or their boat and a means of transport and they are only here because of their difficult financial state.

Theres an ironic twist to this story, too: the number of buyers is also drying up, so hes planning on reselling the cars in the country where many of them were assembled.

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PASCAGOULA POLICE DEPARTMENT REPORTS THE FOLLOWING INCIDENTS

PASCAGOULA POLICE DEPARTMENT REPORTS THE FOLLOWING INCIDENTS

January 6

3652 14 th St., Auto Credit amp; Auto Trim, Steve Plummer reported auto burglaries. A stereo and a battery were taken. Also, vehicles were damaged.

4607 Hospital Road, Grace Healthcare, Tracey Hicks reported harassing phone calls.

1519 Jackson Ave., Gerald Russell Sr. reported credit card fraud.

1603 Buena Vista St., Martha Hopson reported disturbing the peace.

2313 Old Mobile Highway, Taylor Heights Apartments, Jabbarri Gibson, 19, 4312 Rock Creek Road, Moss Point, was arrested on an allegation of domestic violence by simple assault.

Walker Ave., Harold Seamen reported recovered property.

900 Bayou Cassotte Parkway, Leonard Tiller reported the discharging of a firearm within the city limits.

January 7

3819 Durden St., Rockie Pickens reported a robbery. A cell phone and wallet were taken.

Denny Ave., Ricky Brown, 56, 4900 Old Mobile Highway, Pascagoula, was arrested on an allegation of driving under the influence, second offense.

2612 Wood St., Lindsay Hurr reported disturbance of a family within a home.

2703 Washington Ave., Pascagoula Country Club, Burton Hill reported suspicious activity.

1602 Resca De La Palma St., Donna Cooley reported an animal bite.

4900 Old Mobile Highway, Greywood Glenn Apartments, Tramaine Elliott, 22, 3703 Warwick St., Pascagoula, was arrested on allegations of disorderly conduct by failing to comply with an officer and trespassing.

4118 Amonett St., John Hand Jr. reported an attempted burglary and simple assault with a weapon.

Old Mobile Highway and Chicot Sreet, Dwitt Wallace, 58, homeless, was arrested on an allegation of failure to appear and possession of paraphernalia.

January 8

1712 Resca De La Palma St., Joseph Walker, 28, 1710 Williams St., Pascagoula, was arrested on a warrant through Biloxi Police Department.

5111 Orchard Ave., Bandywood Apartments, Charles Mosley, 42, 5111 Orchard Ave., Pascagoula, was arrested on a warrant through the US Marshals Service.

3419 Hospital Road, Laquita Belcher reported malicious mischief. Windows were damaged.

4253 Denny Ave., Walmart, Mariah Bridges, 21, 3625 Hemlock Ave., Moss Point, was arrested for trespassing. Also, Tracey Risper, 36, 2214 Catalpa St., Pascagoula, was arrested on a warrant through the Mobile County Sheriffs Office.

4111 Victor St., Bridgette McCorvey reported grand larceny. Jewelry was taken.

4253 Denny Ave., Walmart, Ada Harris, 23, 7206 Frank Griffin Road, Moss Point, was arrested on an allegation of shoplifting, first offense.

5201 Monaco Drive, Monaco Lake Townhomes, Jose Gueits reported credit card fraud.

1311 Larsen Ave., Johnnie Caples reported petit larceny. A GPS was taken.

January 9

1109 Lake Ave., Stephanie Edwards reported an attempted burglary.

Lanier Aveenue, Kyle Boykin reported animal cruelty.

2903 Shortcut Rd, U-Haul, Sean Beatty reported recovered property.

3400 Chicot St., Damien Bass, 33, 1905 Prince George Drive, Gautier, was arrested on a warrant through the Harrison County Sheriffs Dept.

4253 Denny Ave., Walmart, Paul Nash Jr., 40, 2111 14th St., Pascagoula, was arrested on an allegation of shoplifting, first offense.

3703 Warwick St., Jennifer Elliott reported grand larceny. Jewelry was taken.

2313 Old Mobile Highway, Robby Wells, 40, 4019 Charles St., Moss Point, was arrested on an allegation of possession of a stolen vehicle.

January 10

805 McKinley Ave., Theodore Nelson, 52, 2641 Shoemaker St., Birmingham, Alabama, was arrested on allegations public intoxication.

805 McKinley Ave., David Nelson reported malicious mischief. A vehicle was damaged.

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Four people injured in Western Avenue crash

CHILLICOTHE — Names and conditions of four people injured in a two-car crash Friday night — two of whom were flown from the scene — were not available in the hours after the crash.

The crash happened about 6:45 pm in the westbound lane of Western Avenue at Scioto Woods. According to the Ohio Highway Patrol, a woman driving a Pontiac Sunbird attempted to turn onto Western Avenue from Scioto Woods and was struck by a Chevrolet Silverado traveling west along Western Avenue.

The impact caused the car to go off the north side of the road into a ditch area and hit a marquee sign in front of Glockner Auto Credit.

The driver of the car and a male juvenile passenger were taken by medical helicopter to Columbus hospitals. Another male juvenile passenger and a dog were uninjured in the crash.

A pair of passengers from the truck were taken by ambulance to Adena Medical Center for treatment. The driver of the truck was uninjured.

The patrol still is investigating and will release more information when the initial report is completed.

Western Avenue in the area of the crash reopened to traffic at about 8 pm

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SHELDON "RON" HANNER — Cambria

Sheldon Ron Hanner, 67, of Cambria died Wednesday, Dec. 7, 2011, at Herrin Hospital, with his wife by his side.

Funeral services will be at 11 am Saturday, Dec. 10, at Riggin-Pillatsch amp; Burke Funeral Home in Carterville, with the Revs. Jim Easton and George Calhoun officiating. Burial will be in Blairsville Cemetery. Visitation will begin after 6 pm Friday at the funeral home.

Memorial contributions may be made to Gods House of Prayer, 208 Pennsylvania, Carterville, IL 62918. Envelopes will also be available at the funeral home.

Ron was born on Sept. 14, 1944, in Christopher to Roy Howard and Rosalind Faye (Overturf) Hanner. He married Carolyn Elaine Calhoun on July 4, 1994, in Du Quoin.

He is survived by his wife, Carolyn Hanner of Cambria; daughters, Lynn Bowles and her significant other, Jack Bain of Benton, Sarah Needham and her husband, Buddy, of Du Quoin, and Kathy Groves and her husband, Travis, of Herrin; sister, Connie Patten of Benton; brother, LeRoy Hanner and his wife, Jessie, of Livonia, Mich.; and grandchildren, Chelsea White, Tristen Bowles, Dylan Needham, Grace Needham and Zachary Trott.

Ron was preceded in death by his parents; sisters, Rita Issler and Shirley Long; and brother, Butch Hanner.

He owned and operated Spiffys Auto Detailing in Cambria for more than 16 years and his clients included Auto Credit and Vogler Ford.

Ron was a member of Gods House of Prayer in Carterville, where he served as an elder. He also was a drummer for the church.

He enjoyed tinkering with things, fishing and playing with his dog, Buddy.

He was a beloved husband, father, son, brother, uncle and grandfather. Ron was known as a wonderful family man. He will be dearly missed.

To view this obituary and sign the guest register, visit www.rigginpillatschburkefh.com.

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